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What is a pre-approval and how do I get one? - A pre-approval is a commitment from a mortgage lender to provide a loan, subject only to contractual issues rather than your ability to qualify. This process involves thoroughly checking your financial background clearly showing what you can afford. It's different from a pre-qualification, which is a basic assessment of your borrowing ability without verifying the information required for a loan commitment. Having a pre-approval shows sellers that y
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