🤔 Thinking about surrendering your life insurance policy? Here's what you should know before you decide: Surrendering means canceling your permanent life insurance policy in exchange for its cash value. But be careful—surrender charges can be costly, especially in the early years. Also, the amount you get over what you paid in premiums might be taxable. Once surrendered, your beneficiaries won’t receive any benefits, and getting new coverage later could be difficult, particularly if your health
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