Scammers are getting clever, but you can stay one step ahead. In this video, Gina explains what advance fee scams are and how to spot these common frauds. #BeFraudSmart 🔍 Key Tips: Never send money to strangers or unfamiliar companies - do your research and verify legitimacy. Don’t pay deposits for loans or credit cards - banks usually don’t ask for upfront fees. Avoid paying for items or services with money transfers - use secure payment methods to ensure safety. To learn more visit Western Un