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In late 2025, all three major international credit rating agencies, Standard & Poor’s, Moody’s, and Fitch, reaffirmed Jamaica’s ratings with a stable outlook. Standard & Poor’s kept us at BB, just two steps below investment grade. Moody’s upgraded us to BA3, and Fitch affirmed BB minus. After a category five hurricane, this is extraordinary. A decade ago, a shock like this would have hurt our economy badly. Today, it shows that Jamaica’s resilience is by design. We planned ahead. Long before Hur
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Don’t ever pay bills better in collections. Let me explain why? ✔️Once Your debt was sold to a collection agency the original creditor can no longer collect on it! ✔️Paying it off will not remove it from your credit report or increase your credit score. ✔️You can send my dispute letters to delete it from your credit report, and when it's removed, you no longer have to pay the debt. (Pursuit to the Fair Debt Collection Practices Act 15 United States Code 1692 or signed anything with the agency .
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