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If he didn't do the conversion and left his money in his 401 (k) or traditional IRA, he would instead pay a 25% tax on each of the RMDs he would receive in subsequent years (this is assuming the ...

-- "The S&P 500 would be fairly valued in the 4,750 range by end of 2024." -- The "S&P 500 [will] end 2024 between 4,700 and 4,800." -- "Our year-end 2024 fair-value target range [is] 4,850 to 4,950." ...

This means the real overhead cost of government-run Medicare is about 1% to 1.5% for administration and about 1.5% (15% of that 7.8% in improper payments) for medically unnecessary payments. In other ...

There's more to think about than just tax rates With investment accounts about to end a very good year and current tax rates unlikely to change for a while, the case for paying taxes now to convert ...

Whether you're an optimist or pessimist also affects the lens through which you interpret the past or see the future. Some investors like Warren Buffett seem to be unshakable optimists. Others cite ...

The H-1B visa is the program that is most responsible for bringing skilled immigrants to jobs in the U.S. During Trump's first term, denial rates for H-1B visas rose sharply, hampering the flow of ...

Economist Alicia Munnell, one of the nation's leading experts on retirement, has some advice that may seem counterintuitive: The key to a successful retirement, she says, is not to retire.

Trade's importance to America's security and global standing shouldn't be ignored China, along with the rest of Asia and Europe are bracing for U.S. President-elect Donald Trump's threatened steep ...

Fannie Mae and Freddie Mac don't factor climate change into rates. More frequent floods, hurricanes and wildfires raise systemic default risk. When mortgage rates are too low in high-risk areas, it ...

On average, the optimal portfolio, which is rebalanced monthly, produces 50% more retirement wealth than a balanced fund and 39% more than a TDF. And this extra wealth translates into higher ...

Also, the SPDR S&P Regional Banking ETF KRE has popped over 10% since Nov. 5, while the Invesco KBW Bank ETF KBWB is up 9.2% and the SPDR S&P Bank ETF KBE has gained nearly 9% in the same period, ...