An unsecured personal loan allows you to borrow money for just about any purpose without requiring you to put up collateral. That means you won’t need to secure the loan with your home, your car, or ...

Refinancing an auto loan can be a smart financial move if you're looking to lower your monthly payments, secure a better interest rate, or adjust the terms of your loan. Whether you’ve built your ...

Credit cards can offer a convenient way to make purchases or cover expenses, and some may even offer cash back, points, or miles on the purchases you make. The average person has an average of 3.9 ...

Closed-end credit is a loan agreement that requires borrowers to repay the loan in full by a specified date. A closed-end credit agreement generally includes a payment schedule that defines the number ...

If you need money quickly, a personal loan could be one option to explore. It’s a popular choice: In 2024, 24.2 million Americans had a personal loan, according to TransUnion®, one of the three major ...

If you’re giving your home a refresh, furniture financing can help make the process more affordable. There are many different options to help finance furniture, depending on your needs. Read on to ...

Your car's title is the proof that you legally own the car, and it’s usually required to sell your car or refinance your auto loan. If you have lost your car title, you may not be able to sell your ...

Cross-collateralized loans are a financing arrangement where a single asset is used as collateral for multiple loans, or multiple assets secure one loan. This structure allows lenders to reduce their ...

Whenever you swipe, tap, or dip your credit card to make a purchase, you initiate a complex chain of events that results in the digital movement of money. There are many players involved in this ...

Credit bureaus are companies that gather and compile information about your everyday financial transactions. They then sell that data to lenders, landlords, employers, and others who are trying to ...

Metal cards, like the Centurion Card from American Express (also known as the Black Card) used to be rare and aspirational. Now, nearly all major credit card issuers offer some type of metal card.

Debt-to-income ratio (DTI) is one of the factors lenders use to determine personal loan approval. Here’s what you need to know about the debt-to-income ratio for a personal loan, how to calculate your ...