Umbrella insurance, on the other hand, actually broadens the scope of coverage and can cover situations not covered by your base policies.

Many Americans who have added umbrella insurance to their existing policies are paying more as it kicks in more often. Wall Street Journal personal-finance reporter Veronica Dagher joins host J.R ...

Umbrella insurance is less expensive than you would think. If you do not already have umbrella coverage or are considering increasing your existing coverage, don’t wait. Get a quote.

So if you face a $500,000 liability lawsuit from a guest getting injured on your property, your homeowners insurance might cover the first $300,000 and the umbrella insurance might cover the ...

However, umbrella insurance extends that coverage to much higher limits. Say a visitor injures themselves on your property, for example, and sues you for an amount that exceeds your homeowner’s ...

Key takeaways: Carry enough term life insurance to cover costs such as education debt and home mortgage expenses. Umbrella insurance does not provide additional medical liability coverage but does ...

K.R. in Boone County: I'm 52 and have about $1 million saved. I'm wondering if I need umbrella insurance. Is it actually a smart purchase or just another way for insurance companies to make money?

NEXT Insurance, a digital small business insurer, today announced it is expanding its insurance offerings for small businesses with the launch of commercial umbrella/excess liability in 41 states ...

Many of us have car and home insurance but what about umbrella insurance? Bless Dollander from COUNTRY Financial gives us expert advice on what umbrella insurance is ...

As Ken Burns of Burns Insurance Group in Ansonia explains: “In today’s litigious environment, where many accident payouts exceed $150,000, basic auto coverage often falls short. For example ...

Farmers Insurance has plans to reduce its coverage in Florida, a move that will ultimately result in some Floridians needing new auto, home or umbrella insurance policies.

According to Ramsey Solutions, anyone with a net worth above $500,000 needs umbrella insurance. If you have that much money, then adding umbrella insurance could be a small price to pay, as you ...