Nearly half of Americans don't have a life insurance policy, according to a new study, with wide disparities based on age, ...

Planning for long-term care as you age can be a smart financial move — a practical way to prepare for the realities of growing older. As Americans live longer, more of us will need support later in ...

Guaranteed income sources can play a critical role, as a defined-benefit pension can be used to fund care. Social Security can also be a valuable resource—and guarding against a long-term care risk is ...

Purchasing whole life insurance for your children has considerable pros and cons. Here's what experts say to know.

The Claim Settlement Ratio (CSR) tells you how trustworthy an insurer is. It reflects the percentage of claims they’ve paid ...

Supplemental life insurance can be a smart addition to your insurance plans. Here's how to know if you need a policy.

Redesigning and repricing of products and services to maintain sales and profitability have been driving Zacks Life Insurance industry players. Increased automation is expected to drive premium growth ...

One of the biggest advantages of term insurance is that it provides a high sum assured at very low premiums. A healthy, non-smoking 30-year-old individual can buy a Rs. 1 crore term plan for as ...

Mutual of Omaha is the best life insurance company for smokers, given its low prices and generous guaranteed-acceptance policies, which don’t require any medical information. Smoking makes life ...

Term life insurance is a policy that lasts for a set number of years — typically 10, 20 or 30 years. If you die during that time, your beneficiaries receive a payout.

Term life insurance is a temporary type of coverage that tends to be affordably priced. Learn how term life insurance works, what it costs, and see if it's right for you.