Jan. 23, 2025 – Rates Move Down

Mortgage Rates Today: January 23, 2025 – Rates Move Down
The current mortgage rate on a 30-year fixed mortgage fell by 0.14 percentage point in the last week to 6.97%, according to the Mortgage Research Center. Meanwhile, the APR on a 15-year fixed mortgage dropped 0.
Interest rates are dropping, so why aren’t fixed mortgage rates dropping too?
The BoC’s tone during its policy-rate announcements matters, Mr. Rethazy notes. Even when rates drop, hints of inflation concerns or potential future hikes can push bond yields higher, which in some cases could drive fixed mortgage rates higher.
Today's Mortgage Rates | Rates Are Down For Now
These are today's mortgage and refinance rates. Mortgage rates have eased thanks to cooler inflation data, but it's unclear if they'll drop further.
Mortgage rates top 7%, soar to highest level since May in latest blow to homebuyers
The average rate on a 30-year fixed mortgage reached 7.04% for the week ending January 16 — the highest level since May.
Mortgage Rates Fall to Lowest Level of the New Year
After recently shooting up to their highest level since May, rates on 30-year mortgages have moved the other way—falling four days in a row. Most other loan rates also dropped.
Today's Mortgage Rates | Is This the New Normal for Mortgage Rates?
These are today's mortgage and refinance rates. Mortgage rates have been elevated recently, and they might not drop much this year.
CBS News3d
What are today's mortgage and mortgage refinance interest rates?
We've compiled a list of today's average mortgage and refinance interest rates below. Start here and compare the best mortgage rates you can qualify for today. Even though interest rates ...
Benzinga.com2d
Compare Current Mortgage Rates
Most analysts expect mortgage rates to remain relatively flat for the rest of the year. However, another interest rate cut or economic shifts could change that equation. The current mortgage ...
Average mortgage rate slips below 7%, falling for first time in 5 weeks
The average rate on a 30-year mortgage in the U.S. eased this week to just below 7%, its first decline after climbing five ...
US News & World Report - Money on MSN9d
Trump Promised Lower Mortgage Rates. Can He Deliver?
On the campaign trail, Trump promised to bring down mortgage rates and make housing affordable again. His policies could do ...
Forbes5d
Mortgage Rate Lock Guide
Commissions do not affect our editors' opinions or evaluations. Mortgage interest rates are dynamic and unpredictable, and can fluctuate many times between when you file a loan application and ...
Mortgage rates climb above 7%; what does that mean for housing market?
Higher interest rates add to problems with affordability that have hammered the housing market for the last two years. Prices ...
Dave Ramsey reveals the secret to getting the best mortgage rate
Buying a home is often a multi-decade financial commitment, so it is essential to research mortgage lenders an ...
My mortgage bill jumped by £600 a MONTH as 1.8million face bill shock this year
FATHER-OF-TWO James Poulter has been forced to slash his household spending to keep up with his mortgage payments after his ...