Payment history helps build trust with lenders. It’s the most significant factor at 35% of one’s credit score. Late or missed ...

Understanding your credit score is crucial for anyone looking to secure loans or credit cards. This guide breaks down the ...

Your credit score is a cornerstone of your financial well-being, influencing everything from loan approvals to job ...

As soon as you apply for an instant credit card, the bank carries out a soft credit check before giving an immediate approval ...

Timely credit card bill payments are crucial for a healthy credit score. HDFC Bank’s credit cards offer exclusive benefits, ...

LiveMint, in collaboration with Mumbai-based CRIF High Mark, an RBI-approved credit bureau, is thrilled to announce a free credit score service for its readers. This initiative empowers individuals to ...

Some banks may not accept payments through credit cards, while others may allow this option. Here's what you need to know.

Accurate credit reports are vital for assessing creditworthiness. Your CIBIL score depends heavily on the completeness and ...

The CFPB estimates credit scores could jump by up to 20 points when medical debt disappears from reports. That impact can be ...

The key aspect of good financial planning is an understanding of the equated monthly instalments (EMIs). With EMIs, one is ...

Purchasing a home is a significant financial decision that often requires substantial funding. For most people, this means ...

While such scores restrict borrowing options and result in higher interest rates, several lenders cater to individuals with ...