Each state sets its own minimum limit: In New York, for example, the minimum is $25,000 in bodily injury liability per person ...

FEMA provides aid after natural disasters, but it’s not meant to replace your home insurance plan, especially as the agency ...

We found a deal on a great patio umbrella that's 43% off. For a limited time, this $70 Best Choice Products 7.5-Foot Patio ...

With state minimum car insurance, an accident could leave you on the hook for tens (or hundreds) of thousands. Here are some ...

Learn about business liability insurance, types of coverage and how the insurance can protect your company from legal risks ...

K.R. in Boone County: I'm 52 and have about $1 million saved. I'm wondering if I need umbrella insurance. Is it actually a smart purchase or just another way for insurance companies to make money?

An umbrella policy broadens the scope of coverage offered by your home, auto or other insurance policy. Your umbrella policy is most often used as a secondary policy to your primary insurance policy.

State Farm General, already seeking an emergency 22% rate hike for its homeowners insurance, has asked California regulators for an even larger increase for its add-on umbrella insurance.

For example, according to Stillwater Insurance Group, a $1,000,000 umbrella insurance policy could cost as little as $150 to $300 per year. This is as little as 40 cents per day and as much as 80 ...

Umbrella insurance costs an average of $383 a year for $1 million in coverage, according to an ACE Private Risk Services report, a company that sells high net worth personal insurance and operates ...

Before an individual can add umbrella personal liability to an existing policy, it must contain minimum levels of liability specified by the insurance company. Depending on the provider, the ...