Will.i.am hyped up FYI.AI as the future of AI-powered messaging. As part of that AI future, Will.i.am demoed the AI personas of his FYI.AI app at Qualcomm’s SXSW panel, "AI is the New UI," on Tuesday.

For some people, however, bad credit can be the result of financial mistakes that last for years. Obtaining a credit card can help you improve your credit score when you use the card responsibly — ...