Best CD rates for January 2026

High-yield savings account: According to DepositAccounts.com, as of January 2026, the top-yielding 1% of high-yield savings accounts offer an average of 3.86% APY, while the top average CD yield is ...

This Annuity Could Be Smart for Retirees Seeking Strong Returns

Discover why a registered index-linked annuity offers the potential to enjoy stock market gains while also protecting you ...

Best high-yield savings accounts for January 2026: Up to 4.31%

The average savings account yield is 0.63% as of Dec. 19, according to a Bankrate survey of 500 financial institutions. If ...

From the 100 envelope challenge to cash stuffing, 6 financial pros tell us which TikTok money-saving trends actually work

While these financial fads have gained attraction, are they actually worth the hype — and worth your time? Sometimes, yes: ...

Here's What $50,000 in a High-Yield Savings Account Actually Earns in 2026

With today's rates, $50,000 in a high-yield savings account can earn about $1,500-$2,000 in 2026, with FDIC insurance and ...

Money Market Interest Rates Today: January 8, 2026 – Rates At 4.22%

The highest money market account rate available today is 4.22% Changes from the Fed or your bank can quickly change money ...