This latter way is measured in the insurance industry by something called the loss ratio. It's simply the amount of premiums received that are paid out as claims. You see, once an insurance ...

Extreme weather, amplified by climate change, has raised insurer risks and insurance rates for U.S. homeowners, especially in the last decade. Florida, for example, sustained a staggering $237 billion ...

Lemonade's net loss ratio has improved from 105% to 81%, indicating better risk management and pricing of policies, although it still hasn't reached the long-term goal of 75%. Artificial ...

The company, which insures self-insured employers against very high claims, is trying to improve risk selection by getting ...

Q4 2024 Management View CEO Gabriel Tirador highlighted that Mercury General achieved record-breaking results for Q4 2024, with an after-tax operating income of $154 million and a combined ratio of 91 ...