This $0-annual-fee business card offers unlimited 1.5% cash back, plus a generous welcome offer. Here's how much you could earn in 2026.

If you're a business owner interested in a cash back rewards credit card, you may consider the Wells Fargo Signify Business Cash® Card, which earns unlimited 2% cash rewards across all eligible purchases. With no annual fee and no earnings caps or categories to track, it can be simple to use.

Bilt, a rewards and payments start-up, has three new credit cards that can help users earn points when they pay their mortgage. You will need to do math.

The IRS’s stance on business credit card rewards The IRS treats rewards earned through business spending as a reduction in the cost of what you bought rather than as new income. When you have to spend money to get those rewards, they essentially function as a discount on your purchase. Rewards earned from credit card purchases are generally treated as rebates and not as income for tax purposes.