The average U.S. home insurance premium increased 24% between 2021 and 2024, according to the Consumer Federation of America.

Homeowners insurance rates are rising across the U.S., driven by climate change, rising cost of building materials and surging home prices. Almost half of property insurance policy holders in the U.S.

With an average annual premium of $6,274, Louisiana homeowners have the highest true cost of home insurance at 10.78 percent of household income. Based on a median annual income of $77,719, the ...

The U.S. home insurance market exhibited signs of stabilization in 2025 after years of steep premium increases and ...

With the average home-insurance premium hitting a record high of $2,290, homeowners are looking for ways to cut costs Homeowners frustrated with rising home-insurance premiums are switching plans and ...