Money explains what is a home equity loan.

Whether you’re looking to lower your monthly mortgage payment, lock in a better interest rate, or tap into your home’s value for cash, there’s one number that matters most: your home equity. Home ...

Homeowners spent much of 2025 watching borrowing costs finally ease after two years of elevated rates, and by the end of the year, home equity loan interest rates had followed mortgage rates lower as ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Equity stripping reduces property equity to deter creditors or facilitate predatory lending. Understand the process and ...

Interest rates on home equity borrowing products, like home equity loans and home equity lines of credit (HELOCs), have trended downward over the last couple of years, making it more and more ...