Experian today announced it will offer VantageScore ® 4.0 at $0.99 per mortgage origination score, reinforcing its commitment to expanding credit score competition and delivering meaningful cost ...

Equifax is advancing housing affordability and driving adoption by the mortgage industry by offering VantageScore® 4.0 mortgage credit scores at $1 – reducing loan acquisition costs to make the path ...

TransUnion cuts Vantagescore 4.0 to $0.99, aiming to boost lender choice and affordability as FHFA pushes mortgage score modernization and competition.

TransUnion (NYSE: TRU) today announced a new, lower price of 99 cents per mortgage origination score for VantageScore® 4.0, reinforcing its commitment to homebuyer affordability and delivering greater ...

A recent policy change allowing greater competition in mortgage credit scoring could generate nearly $650 million in annual savings for lenders and borrowers, according to a new analysis released by ...

Early-Stage Delinquencies Rose Across All VantageScore Credit Tiers - VantageScore January 2026 CreditGauge “The broad-based ...

Experts from VantageScore are taking measured reactions when reviewing the January data highlighted in the latest edition of ...

When you view your credit score, you're likely to see a different three-digit number depending on whether you checked your score online, on your banking app or via another means. Although you have ...

The average VantageScore is 700, slightly lower than a month before. There are now fewer consumers in the prime tier, while the subprime and nearprime tiers increased. Delinquencies rose across all ...

It was the only model recommended by Fannie Mae and Freddie Mac after extensive analysis in the credit-scoring initiative.

VantageScore was designed to improve mortgage default prediction and prevent the next financial crisis.

SAN FRANCISCO, Nov. 20, 2025 /PRNewswire/ -- Since mid-2025, lower-income borrowers have led year-over-year increases in delinquencies 60+ Days Past Due (DPD), a trend that continued in October 2025, ...