Federal employees can use a new Thrift Savings Plan tool to weigh the tax costs and retirement advantages of moving traditional balances to Roth.

Traditional 401(k)s give you a tax break today, but require you to pay taxes on your withdrawals later. Roth 401(k)s don't have an upfront tax break, but allow for tax-free withdrawals in retirement.

Traditional 401(k)s and Roth 401(k)s differ in how they're taxed -- something investors should consider. Traditional 401(k)s give an upfront tax break, while Roth 401(k)s allow for tax-free ...

Though you lose an up-front tax break, you gain much, much more.

Is it better to make after-tax Roth 401(k) contributions or save before-tax in a traditional 401(k)? The answer varies depending on the taxpayer. While individuals with higher incomes might not ...

The choice between traditional versus Roth 401(k) contributions could be trickier than you expect, experts say. Many investors only weigh current versus future marginal tax brackets, which is the ...

Legacy planning also shifts the calculus. Roth IRAs don't have Required Minimum Distributions during your lifetime, and heirs generally receive distributions free of income tax, though they must empty ...

401(k) and Roth 401(k) plans are two ways to save for retirement. In a traditional 401(k), your contributions are tax deferred, and taxes apply only when you begin making withdrawals in retirement. In ...

When it comes to investing for retirement, there are several types of accounts you can choose from. But if you're young, experts say a Roth option can be especially smart to start with. "Typically, ...