Your car insurance quote will generally show the insurer's suggested limits—usually more than the mandated minimums—for each ...

On the declarations page of your new policy, look for the policy effective date. This is when your new coverage begins.

Quotes can vary significantly by insurer for the same coverage.

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...