Call it the subprime surge. According to Experian’s State of the Automotive Finance Market Report: Q4 2025, subprime ...

jumped, too, but by a smaller rate at 2.56 percent. But on the opposite end of deep subprime, financing to superprime buyers — individuals with sterling credit scores of 740 or higher — actually fell ...

Some borrowers are turning to personal loans to refinance credit card debt. Those loans are expected increase nearly 6% this year, TransUnion forecasts ...

The share of consumers taking out the riskiest form of loans has reached its highest peak this decade, a sign of growing financial stress for many Americans. The share of consumers taking on subprime ...

Canadian subprime lender Goeasy Ltd. suspended its dividend, withdrew its outlook and said it will write off an additional ...

Subprime auto loans — loans for borrowers with bad credit or no credit history to help them buy a car — are big business in the U.S. According to Kelley Blue Book, citing Cox Automotive data, subprime ...

An announcement from Consumer Portfolio Services ( (CPSS)) is now available. Consumer Portfolio Services (CPS) is at the forefront of sub-prime automobile financing, offering indirect loans through ...

Used vehicle financing saw a slight uptick in the average loan amount, increasing $872 from a year ago to $27,528 in Q4 2025.

Subprime financing caters to individuals or businesses with lower credit scores or limited credit histories, making it a critical tool for expanding access to credit. However, this sector faces ...

Subprime auto loans — loans for borrowers with bad credit or no credit history to help them buy a car — are big business in the U.S. According to Kelley Blue Book, citing Cox Automotive data, subprime ...

In October 2025, the financial world was rocked as PrimaLend Capital Partners, a leading subprime auto lender, filed for bankruptcy—becoming the third major subprime lender to collapse this year. In ...

Don’t get me wrong — I don’t want to defend sleazy lending practices that have hurt homeowners who have subprime mortgages. But as one mortgage expert told me the other day, there’s a difference ...