Car insurance for smart Fortwo EQ Pure. The Fortwo EQ Pure is the most affordable, entry-level trim. Full coverage is slightly less expensive than the Prime model.

Kenn Dahl, 65, is a Seattle-area businessman who told The New York Times that his car insurance costs soared by 21% in 2022 after GM’s OnStar Smart Driver computerized system installed in his ...

The Affordability Crisis. More drivers are shopping for car insurance than in previous years, rising from 38% in 2023 to 55% in 2024, according to this year's State of the American Driver Report.

Car insurance companies review driving data to assess how risky a driver you are. Frequent hard braking or speeding, for example, may be seen as signs of risky behavior.

Car insurance rates for smart cars can depend on many factors. The vehicle’s age, value and model can affect rates in similar ways as your location, driving record and average mileage.

To make car insurance expenses more sustainable, many drivers are making changes to their coverage. More than a quarter (27%) of insured drivers chose a higher deductible in exchange for a lower rate.