Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the ...

Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

While past-due debt can negatively affect your credit score, you'd assume that finally settling that debt will be a positive, ...

“The reality is you actually have many credit scores, and buy now, pay later is going to be included in FICO10 and FICO10T, ...

You trusted them with your Netflix password, maybe even your house key. But your social security number? Not intentionally. Finding out your brother secretly opened a credit card in your name is a gut ...

“To rebuild your credit, you first need to get some credit, which is often the hardest part if you have a low credit score ...

Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.

I’ve known the importance of my credit score since I was a teenager. My dad made me an “authorized user” on one of his credit cards — on an account that was actually opened the year before I was born ...

It's easy to assume the limit itself is the boundary. But most experts recommend staying below 30% of your limit if you care ...

“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...

Learn how credit scores influence car loan interest rates in 2025.

Your creditors may sue you. If your creditors are fed up enough, they can sue you for any unpaid debt. If you left nothing ...