An umbrella policy is a type of liability insurance that extends the coverage to a higher amount than the regular home, auto, or boat insurance combined. Currently, only a fifth of insurance holders ...

In life, there is a far too common belief that you only need the minimum amount of insurance money to get by. Unfortunately, some people think liability coverage for things like a home or car is only ...

The extra insurance meant to cover extreme situations for which regular car and home policies aren’t enough is now needed more often. Umbrella insurance usually kicks in after the limits on people’s ...