Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.

When you think of interest-generating bank accounts, your mind likely goes to savings. After all, that’s your reward for building an emergency fund or socking away money for a future expense, right? A ...

Opening checking and savings at different banks often earns more interest and makes spending and saving feel clearer.

Start by identifying your primary banking needs: checking, savings, CDs or specialized services. Avoid banks with excessive ...

The average rate on an interest-earning checking account is an abysmal 0.07% . “Accounts offering interest are a way for the bank to bring in more deposits or appeal to customers with larger balances, ...

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

There’s no one-size-fits-all approach when it comes to deciding where to put your discretionary income — you likely want some in a savings account (see some of the best savings rates you can get now ...

High-interest checking accounts are growing in popularity, as they combine the best aspects of high-yield savings, with the spending flexibility of checking accounts. In fact, some of the top high ...

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...