Though it is often prioritized by business owners who obtain life insurance, implementation of a plan can vary widely. To start, one first needs to define “fair” in a particular situation.

destroying nearly 16,000 structures and killing 29 people. Finances for the “Fair Access to Insurance Requirements” Plan have been under scrutiny since the devastating wildfires erupted on Jan. 7.

California’s insurer of last resort reported that claims now are high enough to trigger “reinsurance” payments from back-up providers.