Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Home equity rates have dipped to their lowest levels since 2023, and that could open the door for more borrowers.

As of October 1, 2025, the average home equity loan rate is 8.21%, according to Bankrate’s regular survey of rates. The ...

Learn how to effectively use a home equity loan, turning the equity in your home into a powerful financial tool for improvement projects, debt consolidation, and more.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

If you’re a homeowner planning to renovate, purchase a second property, consolidate debt or cover a major expense, a home ...

Do you need a home appraisal to qualify for a HELOC or home equity loan? While you've been focused on everything else life throws at you, your property has been working behind the scenes. Most people ...

Rolling student loans into a mortgage can appeal to those looking to simplify their debt management. By consolidating these ...

While you've been focused on everything else life throws at you, your property has been working behind the scenes. Most people build equity as they pay down their mortgage and property values rise.