Chase offer 4.5 per cent via their saver account, including a 12-month bonus, and is for new customers only. You have to open ...

“So now could be a good time to lock into a fixed-term account to hedge against any future rate cuts. “And don’t forget cash ISAs. The allowance for the under-65s will be dropping to £12,000 a year ...

Savers are being offered more short-term bonuses on cash ISAs than previously, as banks look to entice customers with high rates that later drop down. Providers including Moneybox, Plum and Zopa are ...