Decide whether a home equity loan or line of credit is best suited for your financial goals ...

Home equity loans and lines of credit allow homeowners to tap into the increased value of their homes.

NerdWallet's mortgage content, including articles, reviews and recommendations, is produced by a team of writers and editors who specialize in home lending. Their work has appeared in The Associated ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

U.S. homeowners are sitting on a record $34.5 trillion in home equity, and more are tapping that mountain of accessible assets. Home equity available to homeowners has risen by $600 million since the ...

How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...

HighTechLending’s new second-lien EquitySelect lets homeowners tap equity with flexible payments, no refinancing and a 650 ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. A home ...

Is borrowing against your home equity to pay off your mortgage possible, and does it make sense? Here's what you need to know before taking out a home equity loan.

Home equity rates are driven primarily by two factors — Federal Reserve policy and long-term inflation expectations. The Fed ...

Refinancing can be a valuable way for homeowners to borrow home equity, but it should be avoided in 2026. Here's why.

Around $313,000. That's how much equity the average U.S. homeowner currently has at their disposal right now. With the first Federal Reserve rate cut of 2025 issued just this week, then, this unique ...