Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

VantageScore, owned by the three major credit bureaus Experian, Equifax and Transunion, will be another choice for mortgage ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

As the “buy now, pay later” trend becomes more popular, it is having a greater impact on traditional lending and credit scores. If you are not familiar, buy now, pay later (BNPL) is a type of ...

Credit scores play a central role in people's lives. Fair Isaac Corp., or FICO, has dominated credit scoring until recently. The credit-scoring industry is going through a big shift as companies ...