Learn what annuities are, how fixed, variable, indexed, immediate, and deferred annuities work, and how they can help provide steady retirement income.

But, I’m not referring to those examples. Instead, I’m referring to the insurance product. Why? Because Annuities are rising in popularity. LIMRA reports that total U.S. annuity sales increased 22% to ...

For starters, a variable annuity is a long-term financial contract that can be purchased through single, or multiple, premium deposit(s). Riders and benefits These annuities can be purchased with or ...

An annuity is a financial product that provides a stream of income over a set period. Annuities are often used in retirement planning as a way to generate income from a lump sum investment. However, ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Dr. Melody Bell is a personal finance expert, entrepreneur, educator, and researcher. Melody ...

Annuities date back thousands of years to the Roman Empire. In fact, the word annuity is derived from the Latin annua, meaning “annual payment”, and was used to describe the money paid to soldiers for ...

Periodic payments – contribute or withdraw money regularly from an investment account. Learn about the types, key components, ...

Financial questions can feel overwhelming, especially when they involve complex topics like annuities. While many people have ...

Discover why a registered index-linked annuity offers the potential to enjoy stock market gains while also protecting you ...

Like many of their clients, CPAs tend to consider the problem of retirement planning solved once they develop a plan for accumulating savings during the client’s working years. But as recent events ...

If you’re a registered investment adviser currently deliberating about one of the most significant product evolutions in the industry today – the introduction of commission-free annuities – those are ...

There is a lot of confusion about annuities. According to a Secure Retirement Institute study, only 25% of respondents to an annuity knowledge questionnaire scored a passing grade (70%). Because of ...