Expertise from Forbes Councils members, operated under license. Opinions expressed are those of the author. It seems as though the wealthier an individual is, the higher the risk of being sued. It’s ...

An umbrella policy is a type of liability insurance that extends the coverage to a higher amount than the regular home, auto, or boat insurance combined. Currently, only a fifth of insurance holders ...

A commercial insurance policy’s general liability limits aren’t always enough to handle significant claims. In these circumstances, business insurance policyholders rely on extra coverage through an ...

WASHINGTON--(BUSINESS WIRE)--Uh-oh. What if you accidentally hit and injure a bicyclist at a busy intersection? Or, you cause a multi-vehicle accident. Your insurance policy will cover damages and ...

Learn more about getting higher limits for your existing, underlying insurance policy. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

This insurance add-on offers protection if you end up getting sued. No matter who you are, life can throw you a curveball. Whether your child’s friend breaks their arm on your swing set or you lose ...

The Answer Spot addresses post-Hurricane Katrina questions. To submit a question, send it to [email protected]. I have been self-insured on my house since Hurricane Katrina and have no ...

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial advisors that serve your area in minutes. Each advisor has been vetted by ...

For homeowners and drivers, umbrella coverage kicks in when limits are exceeded on normal insurance. You cause an accident on the freeway and a dozen other drivers or passengers are injured in the ...

Personal umbrella liability insurance is supplemental liability insurance that kicks in when other liability policies are exhausted. Umbrella policies do not stand alone and are usually purchased from ...

These are common types of insurance coverage that could benefit your small business. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

With over a decade of experience as a personal finance writer, Jackie Lam simplifies complex financial topics for consumers who want to improve their financial situations, develop a healthy ...