The highest APY available changes frequently. As of Nov. 17, 2025, Digital Federal Credit Union offers 5.00% APY on the first ...

According to FDIC data, the average money market account APY is 0.58% as of November 2025. However, DepositAccounts indicates that the average APY for the 1% top-yielding money market accounts is 3.88 ...

Tony Armstrong leads the banking team at NerdWallet. He has covered personal finance for over a decade. Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of ...

If so, that could mean the average national deposit rate for savings accounts — which is currently a dismal 0.40% — could get ...

The first week of August is wrapping up with high-yield savings accounts (HYSAs) still offering impressive returns. Many top options are paying between 4.00% and 5.00% APY, holding steady after the ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Savers still have plenty to be happy about. Many high-yield savings accounts (HYSAs) are offering between 4.00% and 5.00% APY -- a big improvement over the near-zero rates at most big banks. That said ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. High-yield ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. High-yield ...