Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Home equity loans and lines of credit allow homeowners to tap into the increased value of their homes.

If you need to borrow a large amount of money, such as $50,000, then your home equity may offer one of the few viable ways to do so right now. With the median home equity amount worth hundreds of ...

Homeowners in West Virginia have gained more home equity over the past five years than anywhere else in the country. Home equity — the difference between what your home is worth and what you still owe ...

Refinancing can be a valuable way for homeowners to borrow home equity, but it should be avoided in 2026. Here's why.

In 2025, American homeowners benefit from strong home equity and fixed mortgage rates, distinguishing today's housing market from the 2008 crisis. These factors contribute to market stability and ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. A home ...

The housing shortage has pushed home values up nearly twice as fast as they've averaged over the past five years. It's also caused a boom in home equity, with homeowners in over half the country ...

The Federal Reserve cut the federal funds rate for the first time in 2025 in September, influencing rates across a number of borrowing options, including home equity loans. These options, and in ...

Older American homeowners hold substantial home equity, built over decades of steady ownership. With refinances scarce and mortgage rates still elevated, that stockpile has become the most durable ...