Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of ...

Navigating retirement savings in the U.S. can be daunting. Understanding the differences between a 401(k) and an IRA is ...

One of the biggest mistakes to avoid is withdrawing money early. If you take money out of your IRA before the age of 59 ½ — ...

Learn about SIMPLE IRA plans, including contribution limits, how they compare to Roth IRAs, and the benefits SIMPLE IRAs ...

Relying primarily on savings from a 401(k) plan to fund retirement dreams could potentially set retirees up for financial disappointment. Be Aware: How To Protect Your 401(k) From a Stock Market Crash ...

Explore the key differences between annuities and CDs, focusing on tax deferral benefits and income distribution flexibility.

Many people use individual retirement accounts — more commonly known as IRAs — to save up money for their non-working years. Investing in an IRA is an effective way to make sure you're setting ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed ...

Matt is currently Head of the Coverage Team at The Motley Fool. He has been a full-time Motley Fool employee since 2012 and is a former advisor and analyst for multiple Motley Fool services.

Socking away money for retirement is something that’s top of mind for many people. Here's what to know about traditional and ...

There’s an inherited IRA rule change for 2025 that could trigger a 25% tax penalty for certain heirs. Here’s what investors need to know.

A little confusion over something that's seemingly simple can end up taking a costly toll when not handled properly.