Both HELOCs and home equity loans have unique risks (and safety features) that borrowers should be aware of for 2025.

For homeowners looking to tap record amounts of home equity, the good news could well be ongoing. Bankrate Chief Financial ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

What the market trends are: With current HELOC rates slightly lower, they could be the cheaper option for short-term ...

Credit card issuers can lose customers to home equity lines of credit (HELOCs), which allow homeowners to borrow money ...

KTLA's David Lazarus tells us about a Mandeville Canyon resident who received a notice from her bank that her Home Equity ...

HELOCs have lower interest rates than personal loans and give you more time to pay back the funds — as much as 30 years. CNBC Select has picked the best HELOC lenders in a variety of categories ...

This in turn impacts the rates consumers pay on their loans, including HELOCs. Lenders add a margin to their HELOC rates as well. So a lender could set its rates based on the prime rate plus 0.50 ...

Both home equity loans and home equity lines of credit (HELOCs) allow you to borrow against the value of your home, but their exact terms vary. If you’re looking for a way to borrow money ...

In contrast to HELOCs’ significant drop, the average $30,000 home equity loan didn’t budge, remaining at 8.41 percent. Since the Federal Reserve began cutting interest rates this autumn ...

The demand for HELOCs is being driven by two factors: lender competition — as banks and mortgage companies try to attract applicants with low-for-a-limited-time loan terms — and the Federal ...